We’ve all been there before. You get a phone call from that special someone who desires to take you out. You make plans to meet downtown to grab a couple of drinks and appetizers. The music is right, the mood is sweet; and finally the check arrives. She looks to the left; and he looks to the right…so who is really responsible for paying? Continue reading
Before creating your investment plan, there are some things you simply need to know. Many people express a desire to invest and often seek investments which they believe could bring about the largest returns. But prior to investing, you have to first identify your purpose for investing, understand how much risk you are willing to take, and then and only then, you would be able to identify the right investments for you. Continue reading
Does money really matter when selecting a spouse? The verdict is out on this topic. I posed this question to my colleagues and friends, both married and single, and was astonished by the responses I received. Many people said it did in fact matter, but differed on why. Continue reading
Few of us think of our personal finances as a small enterprise. But just like any business or government agency, we must watch our bottom dollar.
How do you run your personal financial house? Do you raise the debt ceiling to meet needs? Or do you operate on a budget and save for rainy days?
Whatever method you use to operate your personal finances, you must run things like a small business. Continue reading
Whether you are in your tender twenties or nifty fifties, one thing is certain retirement will happen. But where do you see yourself when you hit retirement age? Sitting on the sandy beaches in Florida? Or working day to day til’ the good Lord calls you home. Whatever your plans are, if you fall victim to these myths, your retirement years will catch you by surprise. Continue reading
Hey remember, there is life after Christmas – also bills and other obligations. So if you did not get a chance this year to set something aside to purchase Christmas gifts, it may not be a good idea to rob Peter to pay Claus!