Check Please! Who’s Responsible for Paying for a Date?

???????????We’ve all been there before. You get a phone call from that special someone who desires to take you out. You make plans to meet downtown to grab a couple of drinks and appetizers. The music is right, the mood is sweet; and finally the check arrives. She looks to the left; and he looks to the right…so who is really responsible for paying? Continue reading

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Getting Started in the Market – Investing 101 (Pt.1)

investing, jars of moneyBefore creating your investment plan, there are some things you simply need to know. Many people express a desire to invest and often seek investments which they believe could bring about the largest returns.  But prior to investing, you have to first identify your purpose for investing, understand how much risk you are willing to take, and then and only then, you would be able to identify the right investments for you. Continue reading

Run your personal finances like a small business!

Business man and woman

Few of us think of our personal finances as a small enterprise. But just like any business or government agency, we must watch our bottom dollar.

How do you run your personal financial house? Do you raise the debt ceiling to meet needs? Or do you operate on a budget and save for rainy days?

Whatever method you use to operate your personal finances, you must run things like a small business. Continue reading

Giving really does pay back!

Each and everyday, we are presented with the opportunity to bless someone.  Whether it is the homeless individual at the street corner, your coworker struggling to make ends meet or your church requesting additional funds for the new building – we are presented with the opportunity to be a blessing in someone else life. Continue reading

Debunking financial myths about retirement!

by: Kemberley Washington, CPA

Whether you are in your tender twenties or nifty fifties, one thing is certain retirement will happen.  But where do you see yourself when you hit retirement age? Sitting on the sandy beaches in Florida? Or working day to day til’ the good Lord calls you home. Whatever your plans are, if you fall victim to these myths, your retirement years will catch you by surprise. Continue reading

Don’t rob Peter to pay Claus this Christmas!

Hey remember, there is life after Christmas – also bills and other obligations.  So if you did not get a chance this year to set something aside to purchase Christmas gifts, it may not be a good idea to rob Peter to pay Claus!