Check Please! Who’s Responsible for Paying for a Date?

???????????We’ve all been there before. You get a phone call from that special someone who desires to take you out. You make plans to meet downtown to grab a couple of drinks and appetizers. The music is right, the mood is sweet; and finally the check arrives. She looks to the left; and he looks to the right…so who is really responsible for paying? Continue reading

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Does Money Matter When Selecting a Spouse?

Does money really matter when selecting a spouse? The verdict is out on this topic. I posed this question to my colleagues and friends, both married and single, and was astonished by the responses I received. Many people said it did in fact matter, but differed on why. Continue reading

Love shouldn’t break the bank!

Piggy bankWith Valentine’s Day right around the corner, many people are seeking the ideal gift for the perfect someone in their lives. If you are in a financial position to do so, by all means do it big!

But a night of dining, entertainment and flowers can really break your budget if you are trying to make ends meet.

Do not let this Valentine’s Day break the bank. Here are some thoughts about what can you do to keep your money in check this year.

Get creative

It may not sound like much, but thinking outside the box can help save money. In the process, you will also earn kudos from your valentine.

Consider planning a special day at home. Create a spa day by simply transforming your home into a spa. Decorate your home with rose petals, candles and chocolates to give it a special feel. Set up stations to include separate areas for pedicures, manicures and massages. >>>Continue Reading

Giving really does pay back!

Each and everyday, we are presented with the opportunity to bless someone.  Whether it is the homeless individual at the street corner, your coworker struggling to make ends meet or your church requesting additional funds for the new building – we are presented with the opportunity to be a blessing in someone else life. Continue reading

Don’t rob Peter to pay Claus this Christmas!

Hey remember, there is life after Christmas – also bills and other obligations.  So if you did not get a chance this year to set something aside to purchase Christmas gifts, it may not be a good idea to rob Peter to pay Claus!

Can I Borrow Twenty Dollars? – The Golden Rules of Loaning Money!

You received the phone call everyone dreads – and you know why the caller is calling you. You answer the phone with a gloomy voice – “Hello.”

In your mind, you know what is coming next . . .

“Can I borrow twenty dollars?”

So what do you do? There are certain rules you must follow before lending your hard earned cash. Continue reading

You make a lot, but how much do you keep?

It may be great that you earn a six-figure income, but if you live a six-figure lifestyle – the occurrence of one negative financial event can cause a financial downward spiral. Nothing teaches us this lesson more than the previous NBA lockout. Continue reading