Check Please! Who’s Responsible for Paying for a Date?

???????????We’ve all been there before. You get a phone call from that special someone who desires to take you out. You make plans to meet downtown to grab a couple of drinks and appetizers. The music is right, the mood is sweet; and finally the check arrives. She looks to the left; and he looks to the right…so who is really responsible for paying? Continue reading

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Does Money Matter When Selecting a Spouse?

Does money really matter when selecting a spouse? The verdict is out on this topic. I posed this question to my colleagues and friends, both married and single, and was astonished by the responses I received. Many people said it did in fact matter, but differed on why. Continue reading

Can I Borrow Twenty Dollars? – The Golden Rules of Loaning Money!

You received the phone call everyone dreads – and you know why the caller is calling you. You answer the phone with a gloomy voice – “Hello.”

In your mind, you know what is coming next . . .

“Can I borrow twenty dollars?”

So what do you do? There are certain rules you must follow before lending your hard earned cash. Continue reading

Using credit wisely: The taboo conversation your parents never had!

Many of us, while growing up, had discussions with our parents about the dangers of drugs. And despite how uncomfortable it might have been for both you and your parents, it’s quite likely that you also had “the talk” about sex. Our parents regularly urged us to stay in school or to choose our friends wisely. But not many of us had a heart-to-heart talk about credit cards. Continue reading