Tune in 12/20 to WDSU and WWL!

  Make certain you tune in December 20! I’ll be on the radio with Monica Pierre in the early morning! In addition, I’ll be on live with WDSU at 9:45a discussing last minute money moves before the clock strikes 12!

Be blessed!

Kemcents

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Financial Problems are Temporary

Financial ProblemsIf things seem a bit tight or finances are weighing you down, you have to understand it will not always be this way.

I know firsthand. While in college, I made financial mistake after financial mistake.  If it wasn’t the mall calling my name, a night out with my girls, or just living beyond my means, I always found myself spending money I didn’t have. After graduating from college, it finally dawned on me; I had to make some financial changes. Continue reading

Get the most from your 401(k)

Rising living costs, uncertainty surrounding Social Security and the ups and downs in the economy make it essential that you contribute to a 401(k).

If you are in your 20s or 30s, you may think retirement is too far away to start saving. If you are in your 50s and 60s, you may think there is nothing you can do at this point. But the reality is that contributing to your 401(k) is essential at any age.  Continue reading>>>

 

Let your budget inspire you

We hear it all the time… we must spend within our budgets. But what does that really mean?  Many people spend aimlessly without preparing a budget and as a result, they usually come up short in their financial goals.  Trust me, I know.  There have been many times in my life, I figured I would just “wing it” or spend according to my feelings.  But that type of attitude got me nowhere.  It wasn’t until I decided I would commit to a budget, then and only then did I see changes in my finances.  Now does this mean that you cannot improvise if needed?  Maybe – or maybe not.  Things change and times change.  We simply can’t predict every single thing in our future, but you must use your budget as a roadmap to help you to reach your financial goals.

So whether your desire is to pay for your kids to go to college or simply become debt free at a certain age, your chances to achieve your financial desires are better if you simply prepare and live within your budget. Continue reading